How to get credit report free Utica

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If not and I sound resembling a big idiot please do not make fun how to get credit report free Utica of me or anything. 2 equifax score showing?I have a client which I'm doing a home loan for and when I pulled credit, it shows 4 instead of 3. There are 2 equifax scores showing next to 2 different scores. Why is that and how can I go and get one of them removed?

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Is there also a path to re-negotiate my APR with American Express, or should I a short time ago cancel that card?

(People told me AMEX is a polite card to have, but how to get credit report free Utica I believe the APR is ridiculous compared to my other card!)These cards will only be used contained by emergencies and will pretty much be remunerated in full respectively month. Anyone know give or take a few collection agency unifund?i had a charge rotten on a credit card with a symmetry of 4500 in 2003 .